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Saturday, 23 January 2021

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Biden Extends Pause On Student Loans

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President Biden issued an executive order extending a pause on federal student loan payments. The order will cover the vast majority of all federal student loans. Under President Biden's direction, the pause will allow borrowers to defer payments without penalty and reset interest rates to zero. According to HuffPost, the pause will be in effect through at least the end of September 2021. A pause on payments initially went into effect in March 2020 due to the coronavirus pandemic.

What Is Shazam And How Can It Help You?

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What do you do when you find yourself wondering what song you're listening to or what TV show you're watching? Download Shazam and let it do the detective work for you. Shazam is an app that can help you identify music and TV shows by listening to a short sample of their audio. To use the app, you simply tap the Shazam button in the app or activate it through Siri on an Apple device. Once a song or TV show is identified, Shazam displays additional information and sharing options.

Bitcoin Falls 11%

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On Thursday, Bitcoin fell as much as 11%. The drop comes after a report from BitMEX Research suggested a critical flaw called "double-spend" occurred in the bitcoin blockchain. Double-spend is a highly feared scenario where a user is able to spend their same bitcoin more than once. Business Insider reports a double-spend event has not been confirmed. There have been mixed messages from BitMEX on the particular instance.

Federal Student Loan Forbearance Extended Through September

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Biden has extended federal student loan forbearance through September 30 by executive order. The forbearance was put in place by the CARES Act in March 2020. It has since been extended several times, according to Business Insider. Federal student loan payments will remain paused through September 30, with interest rates at 0%. This puts millions of Americans at ease as the economy continues to suffer due to the virus.

An Amazon Top Exec Is Offering Help With The Vaccination Effort

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Amazon exec Dave Clark wants to help vaccinate the country against Covid-19. Clark is offering to help President Joe Biden with the unprecedented vaccination effort. Biden has pledged to vaccinate 100 million Americans in his first 100 days in office. Clark offered Amazon's logistics, communications, and IT expertise in a letter addressed to President Biden. Clark said: "We are prepared to leverage our operations, information technology, and communications capabilities".

RBC: S&P 500 Due For 8% Jump

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RBC Capital expects the S&P 500 to climb 8% to 4,100 through 2021 as the US economy rebounds. The firm's analysts says the benchmark will reach new records despite a likely brief sometime in the first half of 2021. Business Insider reports that market leadership will continue to shift from large-caps and growth stocks to value and cyclical names.

Mars Glaciers Reveal Many Ice Ages

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(CNN) Glaciers that still exist on the surface of Mars are helping to tell the story of its past. The red planet experienced between six and 20 separate ice ages during the past 300 to 800 million years, a new analysis of glaciers on Mars has revealed. During the last ice age on Earth 20,000 years ago, our planet was covered in glaciers. Those glaciers then retreated to the poles.

Biden Faces Massive Economic, Health Crises

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Saul Loeb/Pool Photo via AP Biden's vow to work with Republicans will be quickly tested with his new stimulus package. "Biden is inheriting among the worst crises a president has stepped into," a former top economic advisor to Obama said. Nearly 10 million fewer Americans are employed due to the pandemic and millions more are receiving unemployment benefits. Visit Business Insider's homepage for more stories.

Biden: 'Engage With The World Once Again'

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(CNN)US President Joe Biden will rightly spend his first days in office addressing the myriad domestic crises that he has inherited from his predecessor, Donald Trump. However, the transfer of power in the most powerful elected office in the world usually means a change in foreign policy, too.

Pence, McConnell, and McCarthy To Skip Trump's Departure Ceremony

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At least three top Republicans plan to miss President Donald Trump's farewell ceremony. House Majority Leader Mitch McConnell and Rep. Kevin McCarthy will attend church with Joe Biden. Vice President Mike Pence is unable to make it due to logistical issues, says Business Insider. Many people see this as the final snub to Trump from his once-closest allies. Others may also fail to attend but none so far have been confirmed outside of these three.

Harry Brant, Son Of Stephanie Seymour And Peter Brant Dies At 24

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Harry Brant has passed away. The model and entrepreneur's death was confirmed by his parents. Brant is the son of model Stephanie Seymour and businessman Peter Brant. According to CNN, Brant died of an accidental overdose. Brant wrote for Interview Magazine and helped develop a unisex cosmetic line. He was 24 years old.

Vegan Restaurant Becomes In France Earns Michelin Star

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A plant-based restaurant has become the first vegan eatery to earn a Michelin star. The restaurant, in the small village of Arès, near Bordeaux, is a completely animal-free establishment. According to CNN, the restaurant "ONA" will appear in the Michelin Guide to France. It is among 54 restaurants to earn its first star in the 2021 update. Michelin said a "key takeaway from the 2021 selection is the continued spread of diverse styles of cuisine".

Trump Gave PPP Loan To Anti-Vaxx Company

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Five top anti-vaccine advocacy groups received PPP funding from the Trump administration. The news was broken by the Washington Post American distrust in the safety of COVID-19 vaccinations continues to pose a threat to public health. A Harvard professor of health communication told Insider that anti-vaccine groups are "likely to perpetuate the adverse impacts of the pandemic."

How Droughted-Out Farmers Could Be Saved By The Sun

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As climate change drives drought, and the rising global population drives food demand, the world's food security is ever more precarious. But struggling farmers may find relief from the soaring temperatures from the sun itself--and the technology that harnesses its power. HuffPost reports students at the University of Arizona noticed that vegetables grown under the cover of solar panels flourished during the hottest summer on record. The observation provided food for thought for Prof.

Far From Raising A Glass To The Bidens, The Trumps Are Raising Something Else

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On the morning of January 20, 2021, Donald Trump and Melania Trump will depart the White House as President and first lady. According to tradition and proper White House etiquette, the outgoing First Couple observes a number of protocols in the peaceful transition of power. But the Trumps have no intention of doing so. Rather than offering the hand of friendship, they will be raising their well-manicured middle fingers.

How To Sidestep Buying Expensive Home Warranties

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The average homeowner spends anywhere from 1% to 4% of their home's purchase price on maintenance every year. That can make home warranties appealing. But a home warranty's fine print can translate into it not always coming through when you need it to. So when Business Insider contributor Choncé Maddox got burned by her home warranty company skating out of some pricey repairs, she turned the tables.

Man Who Live-Streamed Capitol Siege Under Arrest

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On January, 6th, the far-right personality known as 'Baked Alaska' live-streamed the Capitol riots. The FBI used his feed on the DLive platform to nab multiple rioters and has asked members of the public to watch the footage to help them identify others. With the help of the public, more than 125 arrests have been made. And now, 'Baked Alaska' himself has been arrested, too. Newser reports Tim Gionet, as he's legally known, was nabbed by the FBI in Houston on Saturday.

Poshmark 'Super User' Earns $6K In A Week By Investing In Company's IPO

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Tiffany Wood has been an active 'super user' seller on Poshmark since 2015, and her loyalty has truly paid off. According to Business Insider, Wood now has a $12,000 nest egg because she bought stock in the company's initial public offering. In a leaked email, Poshmark let super users know the company had reserved 330,000 shares that they, and their friends and family, could purchase. The max buy was 150 shares. Wood bought 149 shares at $42 a share--the initial share price.

FBI Probes Whether Capitol Hill Rioters Got Foreign Aide

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NBC News reports that the FBI is probing whether foreign actors provided funding any of the Capitol Hill riot groups. According to a report by Bitcoin experts last week, $500,000 was transferred to US far-right groups and individuals. Business Insider reports the bitcoin was transferred by a now deceased French national about a month ahead of the riots.

Eric Trump Comes Under Spotlight As Trump Org Property Is Investigated

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The Trump Organization's finances are to be under even closer scrutiny by the Manhattan District Attorney's office. CNN reports the investigation will include the family's 212-acre 'Seven Springs' compound in Westchester County. It's a significant widening of an investigation that began more than a year ago, and also draws closer to President Donald Trump's son Eric Trump.

Pentagon Ups National Guards Numbers To 25,000--And They'll Be Armed

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The Pentagon has upped the number of National Guard members it wants present at President-elect Joe Biden's inauguration by 4,000. CNN reports the Pentagon on Friday authorized up to 25,000 National Guard members, marking an increase from the 21,000 troops authorized a day earlier. Law enforcement in Washington, DC, and around the country is bracing for more extremist violence after the deadly insurrection at the Capitol last week. The DOD announced Tuesday that Guardsmen and women will be armed. Law enforcement is monitoring phones and other communications in an all-out effort to track individuals to ensure they do not travel to Washington.

How To Leverage Raises And Bonuses To Painlessly Beef Up Your Retirement Savings

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Freelance writer and Business Insider contributor Rebecca Chamaa and her husband had ambitious savings goals when they first got married. On the other hand, they weren't quite sure how to go about it. Should they save a fixed amount of income each month, or a percentage? If you have an employer-matched 401(k), Chamaa says it makes sense to at least contribute the same percentage. Otherwise, you're losing money! Also, live below your means. As your income rises, so will your savings.

Paying Taxes With A Credit Card?

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Paying taxes with a credit card to earn a big sign-up bonus or reward points makes sense for some. You can pay taxes with a credit card through third-party providers, not through the IRS website. Some states, cities, and counties allow you to pay income and property taxes with a credit card as well. Setting up a payment plan with the IRS is safer than using your credit card if funds are tight.

Which Country Has Given The Most COVID-19 Vaccinations?

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Which county has administered the most coronavirus vaccine injections? More than 40 countries around the world have begun the vaccination process. According to Business Insider, rich and middle-income countries have secured almost all the available vaccine supply. According to data, the U.S. had administered roughly 1.94 million COVID-19 vaccine doses. Following behind the U.S. is China, which has administered at least 1 million COVID-19 vaccine doses.

IRS Delays The Start Of Tax Season

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The Internal Revenue Service (IRS) has announced that the start of tax season has been pushed back two weeks, to February 12. According to Business Insider, Tax season usually opens at the end of January. For those hoping to file taxes right away and get a refund, you'll have to wait a bit longer. Experts point out that the deadline to file your taxes has not changed: According to the IRS, tax filing deadlines are still April 15.

Joanne Rogers, Widow Of TV's Mister Rogers, Dies At 92

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Joanne Rogers passed away Thursday in Pittsburgh. She was an accomplished concert pianist and wife of beloved children's television host, Mr. Rogers. Joanne and Fred Rogers were married for more than 50 years. Born Sara Joanne Byrd in 1928, Joanne Rogers met her future husband at Rollins College in Florida. She is survived by two sons, James Byrd Rogers and John Rogers. HuffPost reports that no cause of death has been given. She was 92 years old.

National Rifle Association Files For Chapter 11 Bankruptcy

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The National Rifle Association of America (NRA) has filed for voluntary bankruptcy in Texas. The nation's foremost gun lobby confirmed the announcement on Friday. According to CNN, the organization said it plans to leave New York and reincorporate as a Texas nonprofit. The NRA is calling the rebranding effort "Project Freedom." The group said it's in its "strongest financial condition in years," but the restructuring will help to "streamline costs and expenses.

Bumble Files For IPO

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Raymond Hall/GC Images/Getty Images Dating app company Bumble filed for its initial public offering on Friday morning. The "Risk Factors" section of the document highlights the challenges facing Bumble in the years ahead. The risks include everything competing apps to the potential for tech-focused legislation. We break down the full list below. Visit Business Insider's homepage for more stories. One of the most popular dating app companies, Bumble, is officially going public.

Armie Hammer Ex: Looking For A Good Therapist

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Armie Hammer's ex girlfriend Paige Lorenze is looking for a good therapist. Hammer hit the news after a series of disturbing messages purportedly authored by him were leaked his weekend The messages were allegedly sent to a woman over a period of four years. They detailed rape fantasies, slave play, cannibalism, choking, and 'blood-sucking' Over the last few days several women have detailed disturbing allegations against Hammer.

New Jersey Prioritizing Cigarette Smokers For COVID-19 Vaccines

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New Jersey announced Thursday it would start vaccinating people age 65 and older. But also, they will be vaccinating people with underlying health conditions against the coronavirus. One of those health conditions that now bumps New Jerseyans to the front of the line is smoking. Only people age 75 and older and essential workers were recommended to be next in line. However, US officials recently urged states to expand eligibility says Business Insider.

Beyond Meat Stock Up 16% Taco Bell Announces Partnership

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Beyond Meat rose as much as 16%, to $144.78 a share, after Taco Bell announced it's partnering with the faux-meat producer to explore plant based protein menu items on Thursday. Beyond Meat's stock surge comes after a stellar 2020 which recorded a 65.3% yearly gain. The plant-based meat company has also gained over 100% since its IPO in May 2019.

Delta Banning Guns In Luggage: D.C. Ahead Of Inauguration

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Kenken_spotter/Shutterstock.com Delta Air Lines is preventing passengers traveling to DC from checking firearms onto flights starting Saturday. The measure, which will last through January 23, follows increased disturbances on airplanes since the deadly riot at the US Capitol. Delta Air Lines is prohibiting passengers from checking firearms en-route to Washington D.C.-area airports as a precautionary move ahead of President-elect Joe Biden's inauguration, the company said Thursday.

Best Game Day Dishes that Can Be Made In A Slow Cooker

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A slow cooker or Crock-Pot can be one of the most valuable yet underutilized tools in any kitchen. With football season starting, Insider came up with a few easy, fan-favorite game day recipes that can be made using a slow cooker. Meatballs are a filling game day appetizer made in a slow cooker. Brisket is perfect for feeding a larger family and can easily be made in a slow cooker. Even Buffalo chicken wings can be made in a slow cooker.

Mayoral Hopeful Andrew Yang

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Former Presidential candidate Andrew Yang commenced his run for New York City mayor yesterday with an ad indicating that he’s familiar with the subway system, pizza, and—ayyy—the Knicks. Yang, who’s never held public office in New York City, or anywhere, is staring down a maelstrom of once-in-a-generation crises:… Read more...

Facts You Didn't Know About Liam Hemsworth

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Liam Hemsworth rose to fame with roles in "The Last Song" and "The Hunger Games." There are facts even some of his ardent fans may not know about him. The movie that makes Hemsworth cry is "Titanic," because he knows that Leonardo DiCaprio's character dies. He surfed competitively until he was 18 years old. Liam actually made it further in the auditions for Thor than Chris.

Internet Storm Over Armie Hammer's DM's Continues

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Las week Instagram page @houseofeffie shared countless screenshots of alleged and unverified messages from Armie Hammer. The messages appeared to show the actor's alleged fantasies of rape, BDSM, and cannibalism. The controversy around Hammer has been brewing for a week now. According to Business Insider the disgraced actor is calling it a "vicious and spurious" attack. However, many other women have started to come forward with their own alleged experiences with Hammer.

FBI: Evidence Indicates Siege Of Capitol Planned, Not Spontaneous

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Investigators now believe the attack on the US Capitol last week was not just a protest that spiraled out of control. CNN reports that the belief, early in the probe, will demand significant investigation. Evidence uncovered so far, including weapons and tactics seen on surveillance video, suggests the attack was planned. The FBI says some participants at the Trump rally at the Ellipse, outside the White House, left the event early, perhaps to retrieve weapons.

Ellen DeGeneres Returns To Work Following Battle With Covid-19

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Ellen DeGeneres is back at work after testing positive for Covid-19 in December. The daytime talk show host took several weeks off to recover from the illness. In a preview for Wednesday's episode of DeGeneres spoke about when she first learned she had contracted Covid-19. "Obviously there's a lot of negative things going on, so I want to talk about something positive, my Covid test," she joked. DeGeneres went on to assure her fans that she had recovered, saying; "I'm fine now, I'm all good.

Relax, America: You'll Still Be Able To Invest In Alibaba

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Jack Ma's Chinese online marketplace Alibaba surged as much as 7% in Wednesday trades. According to Business Insider, the bump came on the news that Americans wouldn't be banned from investing in the e-commerce behemoth. Alibaba, Baidu, and Tencent were among a number of Chinese-based companies being eyed by the US Defense Department. The DOD has a list of firms that it believes support China's military, intelligence, and security services.

What Matters Most In Deciding Whether To Pay Off Your Mortgage Early

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Especially in uncertain times like these, the dream of owning one's home free and clear is an enticing one. On the other hand, isn't saving for retirement, or college funds more important? According to Business Insider, if you have the opportunity to pay off your mortgage early, the deciding factor comes down to just one thing: interest rates. If the rate on your mortgage is higher than the rate you'd earn by investing cash in the stock market, pay down the debt first.