Americans are in heavy credit card debt.??That’s according to Business Insider.??The site reports that 37 million credit-card accounts were 90 or more days past due in the fourth quarter of 2018.??Older people may have a reputation for being fearful of credit, but actually the site reports that nearly a third of credit card debt is held by people 60 and older.??According to USA Today, on average, Americans owe $6354 on bank issued credit cards.??A report by 24/7 Wall Street says that New Jersey is the state with the fourth highest credit card debt, with the average balance $7151.??Virginia came in third, with an average balance of $7161.??Connecticut residents ring in at $7258.??And - the state with the highest credit card debt???Alaska.??The average there is $8515.????????